Joyful Money Spend

“My mission is to help you create and implement a spending plan for what brings you JOY in life.”

- Chelse, the budget coach

WELCOME

Your relationship with money is not defined by how much money you make, but how you spend it to create the life you desire. As with any great creation, it starts with a plan, a spending plan. When your money aligns with the things that bring you JOY, you feel in charge of your finances, your goals, and your daily life.

I will help you create a spending plan for your money, without judgment of your life circumstances, financial decisions, or spending decisions.

All are welcome here!

I am Chelse (she/her), nice to meet you

I started budgeting in 2019 when I learned my job of 20+ years was being eliminated as part of a reduction in force. It became serious that we needed clarity around how to spend our money on what mattered most. In 2022, I became a YNAB (You Need A Budget) Certified Coach to help others make budgeting a part of their life and make it easy.

I love helping anyone who wants to eliminate financial stress, figure out where their money is going, grow their savings, and learn to spend their money joyfully.

I especially love helping recent college graduates, newlyweds or couples, parents, and those who want to break the paycheck-to-paycheck cycle.